[F&BI 2026] Senior Analyst, FinTech Commercial [SHP]

About Agoda At Agoda, we bridge the world through travel. Our story began in 2005, when two lifelong friends and entrepreneurs, driven by their passion for travel, launched Agoda to make it easier for everyone to explore the world.     Today, we are part of Booking Holdings [NASDAQ: BKNG], with a diverse team of over 7,000 people from 90 countries, working together in offices around the globe. Every day, we connect people to destinations and experiences, with our great deals across our millions of hotels and holiday properties, flights, and experiences worldwide.   No two days are the same at Agoda. Data and technology are at the heart of our culture, fueling our curiosity and innovation. If you’re ready to begin your best journey and help build travel for the world, join us.   Get to Know our Team:        The Fintech Commercial team is the glue between external Fintech partners (schemes, PSPs, issuers) and Agoda’s Finance department. We represent the business side of Agoda’s “Pay-in” (Consumer Payments) and “Pay-out” (Business payments) pillars within the Agoda Fintech ecosystem. Together with our Fintech partners and cross-functional stakeholders, we identify and implement payments optimization initiatives, launch new payment methods and drive Fintech innovation across Agoda.   The Opportunity:       We are looking for a talented, results-oriented Payments Operations Analyst to join the Agoda finance team. You will:   Analyze payment partner commercials     Validate strategic deals and own invoice reconciliation     Run financial analysis and data-driven insights   Drive business case development for new fintech initiatives    This is an ideal role for someone with 2–4 years’ experience in Finance, Fintech/Tech, or Consulting industries, who wants exposure to payments partner management at scale.    Successful candidates tend to have strong analytical and data skills and are self-starters who are comfortable working in environments defined by volatility, uncertainty, complexity and ambiguity. In addition, good performers in this role are organized, possess effective interpersonal skills and can successfully partner with cross functional teams in a result-oriented manner.     In this Role, you’ll get to own:       Commercial Operations & Controls    Perform monthly reconciliation of fintech partner commercials (PSPs, Payment schemes, etc.) on a timely basis    Validate partner invoices against contractual terms and transaction-level data     Ensure reconciliation data pipelines remain accurate and complete by coordinating with BI and external partners    Be the trusted owner of reconciliation controls, maintaining clear documentation and partnering with stakeholders to ensure smooth audit walkthroughs each cycle    Maintain documentation trails and process controls in accordance with Finance governance    What You’ll Need to Succeed:    Required    Bachelor’s degree in Finance, Accounting, Economics, Business, or related field     Minimum 2 years of experience in: Consulting (Big4 preferred), Corporate Finance, Fintech / Payments, Commercial Finance or Deal Analytics    Advanced Excel skills: financial modeling proficiency required   Analytical mindset with strong quantitative skills     Detail-oriented with strong internal control awareness     Good written and verbal communication skills in English    Preferred    Experience in payment ecosystem (PSPs, Payment schemes, etc.)     Exposure to SQL or data querying tools     Experience building structured business cases for senior stakeholders     Experience working cross-functionally in fast-paced environment     Knowledge of OTA business models (Merchant, Agency, Commission-based etc.)          Please review our Hiring Process Guidelines before your interview — click here to learn how interviewing at Agoda works.     Discover more about working at Agoda Agoda Careers  https://careersatagoda.com Facebook  https://www.facebook.com/agodacareers/ LinkedIn  https://www.linkedin.com/company/agoda YouTube  https://www.youtube.com/agodalife   Equal Opportunity Employer  At Agoda, we pride ourselves on being a company represented by people of all different backgrounds and orientations. We prioritize attracting diverse talent and cultivating an inclusive environment that encourages collaboration and innovation. Employment at Agoda is based solely on a person’s merit and qualifications. We are committed to providing equal employment opportunity regardless of sex, age, race, color, national origin, religion, marital status, pregnancy, sexual orientation, gender identity, disability, citizenship, veteran or military status, and other legally protected characteristics. We will keep your application on file so that we can consider you for future vacancies and you can always ask to have your details removed from the file. For more details please read our privacy policy . Disclaimer We do not accept any terms or conditions, nor do we recognize any agency’s representation of a candidate, from unsolicited third-party or agency submissions. If we receive unsolicited or speculative CVs, we reserve the right to contact and hire the candidate directly without any obligation to pay a recruitment fee.

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