Overview
Your Impact As a Credit Analyst (m/f/d), you take ownership of core parts of our underwriting and portfolio processes (B2B and B2C). You are responsible for making and improving credit decisions, actively shaping how we scale our risk operations. You operate independently in day-to-day underwriting and play a key role in improving our risk framework as volumes grow rapidly. Your Mission Own and perform credit underwriting for end customers (B2C) and installer/partner companies (B2B) Review financial documents, application data, and risk indicators within defined underwriting rules Make credit decisions within clearly defined approval limits Ensure compliance with internal risk policies and underwriting guidelines Identify and escalate anomalies, risk signals, or potential fraud cases Support the continuous improvement of underwriting and operational processes Maintain and improve data qu
Full job description
Your Mission
Your Impact
As a Credit Analyst (m/f/d), you take ownership of core parts of our underwriting and portfolio processes (B2B and B2C). You are responsible for making and improving credit decisions, actively shaping how we scale our risk operations. You operate independently in day-to-day underwriting and play a key role in improving our risk framework as volumes grow rapidly.
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Own and perform credit underwriting for end customers (B2C) and installer/partner companies (B2B)
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Review financial documents, application data, and risk indicators within defined underwriting rules
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Make credit decisions within clearly defined approval limits
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Ensure compliance with internal risk policies and underwriting guidelines
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Identify and escalate anomalies, risk signals, or potential fraud cases
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Support the continuous improvement of underwriting and operational processes
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Maintain and improve data quality in risk-relevant systems
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Work closely with the Risk team to ensure stable daily operations
Your Talent
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1–3 years of experience in Credit Risk, Underwriting, or Lending Operations
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Strong experience in both B2B underwriting (B2C is a plus)
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Strong analytical thinking and comfort working with financial data and structured decision-making
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High attention to detail and strong sense of responsibility in execution
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Reliable, structured, and disciplined working style
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Strong Excel skills
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Comfortable working in fast-paced, high-growth environments
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English (minimum C1 level), fluent German is a plus
Our Offer
Growth & CultureWe move fast, we’re building a lot from scratch, and we’re learning something new every day. You’ll be part of a team that doesn’t just work, it truly builds something, with a strong sense of ownership and genuine team spirit.ImpactYour job has a direct impact on the energy transition. Period.And because this is important to us, we offer extra days off for climate activism.FlexibilityWe work in a hybrid, trust-based environment.Working from home is the norm for us, two days a week are standard and flexible. We structure the rest in whatever way best supports collaboration and focus within the team.And if it works for you and your team, you can also work from other locations, workations are possible here.PerksYou’ll receive a flexible bonus that you can use however you like, sports, culture, travel, whatever works for you.Food & EnergyLong days happen. When the office is running, so is the food: just order something to the office via Wolt.Team & VibeWe take our mission seriously, but we don’t take ourselves too seriously.Offsites, team nights, and our “Bees & Beers” are just as much a part of the job as the work itself.
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Verification notes
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