Senior Manager, Special Accounts Management Unit Operations

Join a Challenger At EQ, we're remaking banking so every Canadian gets ahead, every day. Serving nearly 4 million Canadians from coast to coast, we offer a wide variety of financial services from banking and lending, to trust and credit union solutions.

We've been at this since 1970, challenging the conventions of traditional banking with smarter, faster, and more connected financial experiences.

What's kept us moving? The people behind it all: challengers who ask better questions, push back on old assumptions, and look for a better way forward.

If you're driven to help reshape how banking works for Canadians and the businesses that power our economy, this could be your next big opportunity.

We can’t wait to get to know you!

Portfolio & Operational Management Lead the design and ongoing refinement of SAMU operational workflows, controls, and reporting frameworks to support effective management of defaulted and higher‑risk commercial lending exposures. Provide senior operational oversight across SAMU portfolios, ensuring consistency, accuracy, and scalability in account onboarding, tracking, classification, and remediation processes. Establish and maintain governance routines that enable timely escalation, informed decision‑making, and alignment across internal and external stakeholders. Oversee complex legal action and enforcement files, setting standards for coordination with external counsel and internal partners, and ensuring appropriate use of remedies and authorities. Credit Risk & Regulatory Compliance Ensure SAMU operational practices support accurate credit classification, impairment recognition, and default reporting in accordance with IFRS 9 and applicable regulatory guidance. Proactively identify operational, regulatory, and control risks within SAMU processes, assessing downstream impacts to capital, financial reporting, and regulatory compliance. Partner with Risk, Finance, and Compliance teams to strengthen control environments, documentation standards, and audit readiness across SAMU activities. Policy, Controls & Continuous Improvement Own the operational interpretation and implementation of SAMU‑related credit, remedial, and restructuring policies, ensuring consistent application across the portfolio. Identify systemic gaps, inefficiencies, or control weaknesses and lead the development of sustainable, longer‑term solutions, rather than point fixes. Use data, trend analysis, and portfolio insights to recommend enhancements to processes, governance models, and reporting structures. Stakeholder Leadership & Influence Act as a senior operational advisor and escalation point for SAMU operations, supporting informed decision‑making by senior leadership. Lead cross‑functional collaboration with Relationship Management, Credit Risk, Legal, Finance, and Operations to align objectives, clarify accountabilities, and resolve complex operational issues. Translate complex operational and risk considerations into clear, actionable insights for senior stakeholders.

Have a minimum of 5-7 years of commercial mortgage lending, credit risk, or restructuring. Business degree or a related discipline or similar professional designation or equivalent work experience. Strong working knowledge of mortgage enforcement remedies and foreclosure processes across Canada. Proficient credit analysis, financial modeling, and problem-solving skills, with the ability to assess complex and incomplete information. Technical understanding of secured lending, commercial real estate markets, and end-to-end credit processes. Developed organizational and time-management skills, with the ability to manage competing priorities under tight timelines. Demonstrated ability to operate effectively in a fast-paced, high-intensity, and evolving environment. Proven self-starter with the ability to work independently while exercising sound judgment and accountability. Excellent presentation skills and ability to professionally communicate with Senior Management and other stakeholders (both internal and external). Proficient in MS Office.

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