Staff Software Engineer - Deposits

Full Job Description

About Nu

Nu is the leading digital bank in Latin America, serving 140 million customers across Brazil, Mexico, and Colombia. The company has been leading an industry transformation by leveraging data and proprietary technology to develop innovative products and services.

Guided by its mission to fight complexity and empower people, Nu caters to customers’ complete financial journey, promoting financial access and advancement with responsible lending and transparency. The company is powered by an efficient and scalable business model that combines low cost to serve with growing returns.

Nu’s impact has been recognized in multiple awards, including Time 100 Most Influential Companies, Fast Company’s Most Innovative Companies, and Forbes World’s Best Banks.

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About the Role

The GBA Core Infrastructure / Deposits team builds and operates the platform that makes Nubank accounts work. Whenever money enters or leaves an account, our systems create and manage the deposit records behind balances, calculate yield and taxes, and make funds available for payments, transfers, Pix, debit card purchases and other customer transactions.

We are evolving country-specific legacy systems into a global deposits platform that can support different products, regulations and markets with less duplication and safer expansion. This is a backend transactional systems role at the intersection of distributed systems, accounting, regulation and product platforms.

As a Staff Software Engineer — Deposits, you will be one of the team’s primary technical leaders, shaping the platform’s medium- and long-term evolution while remaining hands-on in the most critical and complex areas.

You’ll be Responsible for

• Defining and evolving the target architecture and technical strategy for the global Deposits platform.

• Guiding the next stages of the platform and sequencing migrations from legacy systems while balancing safety, business priorities, regulatory requirements and sustainable delivery.

• Setting a high technical bar for distributed transaction processing, accounting integrity, yield and tax calculations, reliability, observability and operational recovery.

• Leading high-impact technical decisions across services and markets, making trade-offs explicit and driving decisions to closure.

• Representing Deposits in cross-team alignment with Product, other platform owners and senior stakeholders.

• Turning ambiguous problems into clear technical direction through RFCs, design documents, migration plans, decision records and executable milestones.

• Multiplying the team through mentoring, architecture reviews, code reviews and reusable engineering standards.

• Remaining hands-on and leading by example on the platform’s most critical or complex components

What We're Looking For Someone Who Has

Required

• A Staff-level track record leading architecture and technical strategy for large-scale distributed systems.

• Strong backend engineering depth, including asynchronous workflows, eventual consistency, concurrency, high-throughput processing, performance and failure recovery.

• Ability to design for the long term while evolving complex systems incrementally and safely.

• Sound judgment in high-impact decisions, including the ability to frame options, define decision criteria and communicate trade-offs clearly.

• Experience influencing senior stakeholders and aligning teams with different priorities or constraints.

• A multiplier mindset: you create clarity, raise the technical bar, mentor engineers and enable others to execute independently.

• Comfort navigating ambiguity, complex domain rules and different regulatory or product requirements across markets.

• Strong communication skills in English for a global, cross-functional environment.

• Ability to deeply learn complex domains and reason about business-critical systems.

Nice to Have

• Experience in financial services, banking, payments or accounting platforms. Financial-services experience is welcome but not required.

• Experience with Clojure, Datomic, DynamoDB, Redis, Kafka or comparable technologies.

• Experience designing platforms that support multiple countries, products and regulatory environments.

Work Setup

Location

This role can be based in:

• Brazil

• United States

• Canada

Work model

Hybrid 2–3 times/week: Our hybrid work model brings us to the office at least twice a week, on strategic days designed to maximize connection and collaboration. For more details, visit https://building.nubank.com/nu-hybrid-work-model/

Office requirement

2 days per week at the office.

Our Benefits

• Chance of earning equity at Nubank;

• Food/ Meal Card (Vale-Refeição and/or Vale Alimentação)

• Public Transportation Commuting Benefit (Vale-Transporte)

• NuCare – Psychological, Financial and Legal Assistance Program

• Life Insurance

• Medical Plan

• Dental Plan

• NuLanguage – Language Course Program

• Nucleo - Our learning platform of courses

• Extended Parental Leave

• Daycare Allowance

• Parental Consultancy

• Work-from-home Allowance

• Gym Partnerships

• 30 days of paid vacation

• Relocation Assistance Package, if applicable

Our recruitment process may involve the use of artificial intelligence–enabled tools, such as automated interview transcription and analysis, to support the evaluation process. Artificial intelligence is not used to make final hiring decisions; all decisions are made by human reviewers.

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