Overview
About PayJoy
Full job description
About PayJoy
PayJoy, a Public Benefit Corporation, is a mission-first credit provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. Our patented technology for secured credit provides an on-ramp for new customers to enter the credit system. Through PayJoy’s point-of-sale financing and card offerings, customers gain access to a modern quality of life. PayJoy’s credit also allows our customers to seize opportunities as micro-entrepreneurs, and acts as insurance for tough times. Through our cutting-edge machine learning, data science, and anti-fraud AI, we have served over 18 million customers as of 2025 while achieving solid profitability for sustainable growth.
This role
Manage and coach the internal staff (8 agents).
Conduct risk and potential fraud assessments of new and existing players at different stages.
Ensure the accurate handling and verification of KYC (Know Your Customer) documents’ authenticity and customer’s registration.
Evaluate and escalate cases to relevant departments as needed.
Participate in workflow and procedural improvements.
Build reports on key metrics and often perform samples of the team’s performance.
Headcount planning and allocation.
Be open and fully willing to learn about financial impacts and running queries in our reports.
Detect/suggest improvements in our tools in order to optimize the team’s performance and make their lives easier.
Partially or completed technical or university studies in related areas such as Business Administration, Communications, or similar fields.
2-3 years of experience in a leadership position.
High Sense of Urgency.
Preferably working with mobile, consumer electronics, or financial products.
Excel (Intermediate-Advanced).
Desirable SQL.
Data driven decision making.
Strong communication, analytical skills and critical thinking.
Proficient computer skills.
Microsoft Office knowledge (intermediate mandatory).
Strong people skills.
Outstanding organizational skills.
English fluency is a BIG plus.
100% Company-funded Health and Dental insurance for employees and immediate family members.
Life insurance.
Meal voucher R$400,00
Commuting Benefit R$180,00 for Home Office assistance.
Incentive for the Phone finance product.
Budget for noise-canceling headphones.
Budget for home office equipment.
Annual budget for wellness perks.
$2,000 USD annual Co-working Travel perk
$2,000 USD annual Professional Development perk
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