Verified current Job

Business Development Associate - Collateral Loan

Partner Recruitment: Identify and onboard third-party agents, such as used car dealers and collateral loan agencies, to act as consistent referral channels. Territory Mapping: Conduct physical and digital market surveys to identif...

Job Full source details
Cermati.com Jakarta, Indonesia Source published Mar 11, 2026 Verified 3 weeks ago Reference REF864K
✓ 92% verification score · Source: Cermaticom Careers · Always confirm final requirements on the original source.
Complete source information imported The available role or programme description, requirements, benefits and source facts were imported from the public official endpoint and formatted for reading.
EmploymentContract
CountryIndonesia
DepartmentBusiness Development
Job functionBusiness Development
IndustryFinancial Services
Experience levelAssociate

Overview

Partner Recruitment: Identify and onboard third-party agents, such as used car dealers and collateral loan agencies, to act as consistent referral channels. Territory Mapping: Conduct physical and digital market surveys to identify high-potential SME clusters and residential areas for collateralized lending. Lead Management: Convert incoming inquiries and cold leads into qualified loan applications through proactive follow-ups and CRM tracking. Initial Pre-Screening: Perform preliminary checks on collateral quality and applicant creditworthiness to ensure high approval rates from the credit team. Pipeline Coordination: Act as the primary liaison between the client and internal departments to ensure rapid loan disbursement within agreed service levels. Competitor Analysis: Monitor the interest rates and Loan-to-Value (LTV) ratios of rival multifinance firms to maintain a competitive produ

Full job description

Full job description

  • Partner Recruitment: Identify and onboard third-party agents, such as used car dealers and collateral loan agencies, to act as consistent referral channels.
  • Territory Mapping: Conduct physical and digital market surveys to identify high-potential SME clusters and residential areas for collateralized lending.
  • Lead Management: Convert incoming inquiries and cold leads into qualified loan applications through proactive follow-ups and CRM tracking.
  • Initial Pre-Screening: Perform preliminary checks on collateral quality and applicant creditworthiness to ensure high approval rates from the credit team.
  • Pipeline Coordination: Act as the primary liaison between the client and internal departments to ensure rapid loan disbursement within agreed service levels.
  • Competitor Analysis: Monitor the interest rates and Loan-to-Value (LTV) ratios of rival multifinance firms to maintain a competitive product edge.
  • Micro-Marketing Activation: Organize and execute grassroots promotional events, such as booth setups in traditional markets or community hubs, to capture direct leads.
  • Account Retention: Maintain ongoing relationships with existing borrowers to facilitate loan top-ups and renewals once they reach eligible payment milestones.

Qualifications and requirements

  • Bachelor’s Degree (S1)
  • Worked in car & motorcycle leasing companies with similar collateral loan product
  • Have worked in similar position at least 3 years
  • Proficient with Microsoft office
  • Have financial literacy & basic credit analysis for collateral loan
  • Understand regulatory & compliance for multifinance
  • Basic collateral appraisal skills

Additional information

  • Min TOEFL 500
  • SPPI & APPI certification is a plus
  • Have SIM A or SIM C

Requirements & qualifications

  • Bachelor’s Degree (S1)
  • Worked in car & motorcycle leasing companies with similar collateral loan product
  • Have worked in similar position at least 3 years
  • Proficient with Microsoft office
  • Have financial literacy & basic credit analysis for collateral loan
  • Understand regulatory & compliance for multifinance
  • Basic collateral appraisal skills

Tips for this job

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  4. Apply through the original employer or official recruitment destination shown on this page.

Verification notes

Discovered from the employer’s public SmartRecruiters Posting API. The public detail endpoint was fetched and its job-ad sections were normalized into a complete, safe candidate-facing description.

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