Consumer Underwriter (3 months FTC)

What we do. Electric Car Leasing

Why we do it. Greener. Fairer. Future.

We are a market-leading, mission-driven organisation focused on accelerating the transition to a net-zero economy through innovative financing solutions. As we enter a significant period of growth, we are recruiting for a key role within our Capital Markets team to support our increasingly sophisticated funding requirements. This is a high-growth opportunity for an analytical professional looking to build a career in Capital Markets. Joining as an Analyst, you will gain hands-on exposure to complex debt facilities and see the full lifecycle of a securitisation facility. You won't just be checking data; you will be the one directly producing the institutional investor reports and operational deliverables that keep the capital behind a rapidly expanding leasing business flowing. This role requires a minimum of two days per week in our London office.

Manage the day-to-day credit and underwriting process Review and manage credit escalations and referrals Own underwriting decisions for clients not captured by our auto-underwriting process (up to an agreed limit, based on experience) Support in development of consumer scorecards, underwriting policy, process and systems

Willingness to get hands on with processing and evaluating credit applications ranging from consumer to larger corporates (essential) Ability to interpret credit application information - e.g. accounts and KPIs provided by clients (essential) Experience & underwriting role Knowledge of credit policies Familiar with automated credit decisioning platforms (e.g. Lending Metrics) Experience in vehicle leasing

💰 Wondering what the salary for this role is? Just ask us! On a call with one of our recruiters it's something we always cover as we genuinely want to match your experience with the correct salary. The reason why we don't advertise is because we honestly have a degree of flexibility and would never want salary to be a reason why someone doesn't apply to Octopus - what's more important to us is finding the right octofit! 🎉 Octopus Energy Group is a unique culture. An organisation where people learn, decide, and build quicker. Where people work with autonomy, alongside a wide range of amazing co-owners, on projects that break new ground. We want your hard work to be rewarded with perks you actually care about! 🎁 Visit our perks hub - Octopus Employee Benefits 🏆 Octopus Electric Vehicles, part of the Octopus Energy Group, won the Sunday Times best company to work for in 2024 . We were named 6th out of the top 100 start-ups to work for by Tempo in 2025 and on Glassdoor we were voted 50 best places to work in 2022. Our Group CEO, Greg has recorded a podcast about our culture and how we empower our people. We’ve also been placed in the top 10 companies for senior leadership P.s. 🐶 just to let you know, we are dog friendly company so you may see our 4 legged friends in the offices - feel free to bring yours! Rest assured though, we've taken lots of precautions for those who have allergies