Credit Specialist II

Why GLS?

Purpose: Access to affordable, reliable transportation is essential to leading productive work and personal lives, caring well for oneself, one’s family, and the needs of others. Through advanced analytics and technology, we can more accurately predict credit risk and provide more people with an affordable auto financing option for their next vehicle. That’s what GLS has done for over 10 years, helping more than half a million families meet and improve their transportation needs.

People: Join a culture of over 1,000 employees who Care Deeply and Think Boldly, driving innovation in an adaptive and positive culture that celebrates successes. We empower and reward individuals and teams who make direct, positive impacts to the business and each other, who take pride in their work and are ever-raising the bar.

Growth: Recognized by Inc 5000 as one of the fastest-growing private companies in America. Join GLS to grow with us!

Benefits: GLS offers the below great benefits for your amazing work! o Competitive base pay and performance bonuses, dependent on role o Medical, dental, vision, telemedicine, supplemental insurance benefits, long-term and short-term disability o 401K with employer match and 100% immediate vesting o Paid Time Off (PTO) and paid company holidays to help you balance work and personal life o Paid Volunteer Time Off (VTO) Annually o Tuition Reimbursement o Parental Leave o Business casual work environment

What does it mean to be a Credit Specialist II at GLS? The Credit Specialist II is responsible for reviewing all requests for exceptions to established credit policy to ensure such exceptions meet company tolerance. This position will also serve as a primary resource for departmental training initiatives.

Work in conjunction with senior leadership to establish, document, continuously evaluate, and modify as necessary the criteria for loans that may qualify for an exception

Review all requests for exceptions to established credit policy to ensure such exceptions meet company tolerance

Provide meaningful and timely coaching and feedback related to exception requests that are not within company tolerance

Track, document, and report to senior leadership trends related to policy exceptions

Act as the primary resource in the development and delivery of departmental training

Foster a collaborative culture that facilitates the achievement of business plan objectives by working closely with other associates and members of management

Minimum of bachelor’s degree required

A minimum of five (5) years of underwriting experience required

Thorough knowledge of credit-related laws, consumer lending/underwriting concepts, practices, and procedures required

Ability to multi-task, prioritize, and effectively manage and work within a team

Ability to solve problems under pressure and provide creative solutions when necessary

Proficient computer skills with working knowledge of internet and standard business applications such as Microsoft Office; ability to quickly learn new computer applications as required

Commitment to exemplifying the organizational core values and key competencies

Talk and hear to exchange accurate information

Have close visual acuity to perform activities such as: preparing and analyzing data and figures; viewing a computer terminal; extensive reading

This is an exempt-level position whereby business needs will dictate the exact work schedule which should be expected to vary, at times coverage until 8:00p may be necessary

The position does not require travel

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