Jobs

Full Job Description

About the opportunity

You will work in the Grow & Engage domain—the heart of the N26 experience. From initial signup to premium memberships and daily engagement, you’ll work in teams delivering innovative features that serve our customers.

We are seeking a Senior Backend Engineer with product-centric​ mindset to join our mission-driven team. As a vital contributor throughout the entire feature lifecycle, you will partner closely with Product Owner, Tech Lead and Designers to translate user needs into the seamless, scalable backend systems that empower our users from day one.

This is a hybrid role based in Berlin or Barcelona. We value in-person collaboration and expect our employees to spend at least 8 days per month in the office.

In this role, you will:

Do discovery, design, develop, test, deploy and maintain software in a thriving environment.

Manage individual project priorities and deliverables whilst working in a team who enjoy knowledge sharing sessions.

Stay up to date with the latest trends in technology.

Propose new product ideas, build tech tools or try out new architectural approaches during our Get Stuff Done Days (GSDD).

What you need to be successful:

Background:

Experience in developing software using a JVM language and Spring Boot in large-scale production systems (note: experience of Kotlin would be a plus).

In-depth understanding of microservice architecture.

Knowledge of both relational (preferably Postgres) and non-relational databases.

Appreciation of working in a modern cloud architecture, preferably with AWS.

You know your way around using AI tools (e.g., Claude, GitHub Copilot) to accelerate development without sacrificing quality.

Traits:

Product-centric mindset, first you ask "why", then "what" and only then think of "how".

Strong sense of ownership: you take initiatives from early-stage ideas all the way to customer-facing results. Negotiating delivery scope and providing realistic timelines are just as important to you as writing code.

Strong call to action and for getting things done

Ongoing appreciation and consideration for security

Motivation to write code which is well-tested and well-documented

Give and receive open, direct and timely feedback

What’s in it for you:

Accelerate your career growth by joining one of Europe’s most talked about disruptors.

Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation.

As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.

Additional day of annual leave for each year of service.

A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, experiences, and backgrounds.

A relocation package with visa support for those who need it

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Do you see yourself thriving in this role? We’d love to see your application even if you don’t meet 100% of the criteria. You may just be the right fit for this or other roles!

Equal opportunities for all

At N26, we believe our strength lies in our people and the varied perspectives they bring. We strive to build diverse teams that drive innovation and business success. We actively seek talent from all backgrounds and welcome applications from all genders, cultures, sexual orientations, abilities, neurodiversities, and ages.

We are committed to providing an excellent and accessible candidate experience. If you require any accommodations to make this process work for you, please let us know. We’re here to support you!

Discover more about Diversity & Inclusion at N26: https://n26.com/en-eu/diversity-and-inclusion