Opportunities in Dubai, United Arab Emirates

About Tabby:

Tabby is on a mission to give people power over their money. For too long, financial systems have worked for the institutions that built them, not the people using them. Runaway interest, fine print and limited access have left many behind, feeling shut out of a system that wasn't setting them up for success.

We're building a different kind of system—in a complete money app to send, spend and save. One that's clear, flexible and puts people and businesses in control. Founded in 2019, we serve customers and businesses across Saudi Arabia, the United Arab Emirates and Kuwait. Millions of customers and 65,000 global brands, government services and small businesses rely on us today.

What began as a better way to pay at checkout has grown into a financial system working the way it should have all along.

About the Role:

We are looking for a detail-oriented and motivated Treasury Associate to support the Group Banking & Treasury team's day-to-day treasury, payment and reconciliation activities. This role is central to keeping bank data accurate and up to date, resolving payment queries from internal and external stakeholders, coordinating bank KYC/RFI requirements, and ensuring the integrity of the bank reconciliation process. The ideal candidate is organised, comfortable working across multiple banking portals and internal systems, and able to manage recurring operational tasks with a high degree of accuracy under time pressure.

Reconciliation & Bank Data

• Perform daily bank reconciliations across all group bank accounts in multiple countries, identifying and investigating discrepancies between bank records and internal ledger / ERP entries.

• Download periodic bank statements from online banking portals across multiple banking relationships and entities.

• Update the ERP (Wafeq / NetSuite) and internal tracking sheets with statement data, ensuring records are current, accurate and consistently formatted.

• Track and clear suspense account balances monthly, maintaining complete substantiation.

Payments & Stakeholder Support

• Respond to internal and external payment queries by researching and confirming payment status across banking systems and the ERP.

• Retrieve and issue Proof of Payment (POP) documents to requestors accurately and on time.

• Monitor and update manual collections.

• Support inter-account transfers, prefunding, and fund flows between operational and settlement accounts.

• Liaise with internal stakeholders (AP / CX teams) and local banks to resolve operational and settlement issues.

Compliance, Close & Continuous Improvement

• Act as first point of contact for payment-related KYC and Request for Information (RFI) queries raised by banking partners, gathering documentation to close them within required timelines.

• Maintain an organised filing structure for bank statements and supporting documentation to support audit and reconciliation needs.

• Support month-end close activities and assist during internal and external audits.

• Ensure compliance with banking regulations and cross-border fund-flow requirements.

• Contribute to process documentation (SOPs) and support process improvement and automation initiatives.

• Bachelor's degree in Finance, Accounting, Economics, or a related field.

• 1–3 years of experience in financial or treasury operations.

• Strong understanding of bank reconciliation, payment flows, and cash management.

• Good working knowledge of Microsoft Office (advanced Excel essential).

• Experience with ERP / accounting systems (Wafeq and/or NetSuite is a plus).

• Comfortable navigating multiple banking portals and internal systems.

• Analytical mindset with the ability to work accurately with large datasets.

• Excellent communication, collaboration, and problem-solving skills.

• Fluency in English.

Nice to have:

• Experience in a fast-paced, high-growth company or startup.

• Professional certification (e.g., CPA, CMA, or local equivalent).

• Familiarity with reconciliation automation, SQL, or BI tools (Tableau).

• Familiarity with the banking landscape, cross-border settlements, and payment systems in the MENA region.

• A working environment that gives you autonomy and responsibility from day one.
• You should be comfortable with the idea that the quality of your work will influence the shape of your career.
• Participation in the company’s employee stock options program.
• Health Insurance
• Flexi Perks: A monetary benefit that gives you the freedom to use it as you choose—whether for health and well-being, education and professional development or travel needs!